Category Archives: consumer protection

American Mega Lottery Payment

scamFRAUDalert see it appropriate to issue this ALERT as consumers are complaining scamalertbeing contacted via e-mails and regular mail regarding award winnings from American Mega Lottery Payment

  1. American Mega Lottery Payment
    5247 Las Vegas South
    Las Vegas, NV 89101
  2. American Mega Lottery Payment
    111 King Edward Road,
    London, England SE34 OBS
    1-647-707-3099
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FTC Returns More Than $685,000 to Victims of “Real Wealth” Scam

For Release: 02/27/2013

FTC Returns More Than $685,000 to Victims of “Real Wealth” Work-at-Home and Grant Scam

The Federal Trade Commission is mailing 50,365 refund checks totaling more than $685,000 to consumers who were victimized by a bogus work-at-home and grant scam.  As part of a February 2010 law enforcement crackdown, the FTC took action against Real Wealth and other schemes, alleging that they took advantage of the economic downturn to bilk vulnerable consumers by peddling various products that supposedly helped to generate income.

In an ongoing partnership with the AARP Foundation, the FTC will provide consumers receiving redress checks with contact information for the AARP Fraud Fighter Call Center.  The center staff provide guidance about ways to avoid scams and stay safe.

The FTC alleged that Real Wealth, Inc. and its owner, Lance Murkin, preyed on the elderly, the disabled, and other consumers nationwide with a deceptive direct-mail campaign that marketed and sold booklets supposedly explaining how to earn money by working from home or applying for government grants.

The court agreed with the FTC that these claims were false or unsubstantiated, in violation of the FTC Act, and granted the FTC’s motion for summary judgment against the defendants.

Each consumer will receive $13.63, or 68 percent of the average amount lost, which was $20.  The checks will be mailed by an administrator working for the FTC, and will expire 60 days after they are issued.  The FTC never requires consumers to pay money or provide information before refund checks can be cashed.  The FTC would like to thank AARP Legal Counsel for the Elderly for bringing Real Wealth to its attention.

Consumers with questions about the Real Wealth refund checks should call the refund administrator at 1-888-519-6918.  For general questions about the FTC’s redress program, visit www.FTC.gov/refunds.

Consumers should carefully evaluate claims about work-at-home offers.  For more information see:  Business Opportunity Scams.

To learn about current scams and ways to stay safe, contact the AARP Fraud Fighter Call Center toll free at 1-800-646-2283, or www.aarp.org/wa.  The call center has consumer education materials on a wide range of issues concerning fraud prevention and victim support.  In past years, the call center provided peer counseling services to more than 500,000 consumers around the country.                                                                                                                                   

The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC’s online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 2,000 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC’s website provides free information on a variety of consumer topics.  Like the FTC on Facebook, follow us on Twitter, and subscribe to press releases for the latest FTC news and resources.

MEDIA CONTACT:
Betsy Lordan
Office of Public Affairs

202-326-3707
 
STAFF CONTACT:
Kelly Horne
Bureau of Consumer Protection
202-326-3031

FTC Top 10 Complaint Categories for 2012

For Release: 02/26/2013

Identity Theft Tops List for 13th Consecutive Year in Report of National Consumer Complaints

Identity theft is once more the top complaint received by the Federal Trade Commission, which has released its 2012 annual report of complaints. 2012 marks the first year in which the FTC received more than 2 million complaints overall, and 369,132, or 18 percent, were related to identity theft. Of those, more than 43 percent related to tax- or wage-related fraud.

The report gives national data, as well as a state-by-state accounting of top complaint categories and a listing of the metropolitan areas that generated the most complaints. This includes the top 50 metropolitan areas for both fraud complaints and identity theft complaints.

The remainder of complaint categories making up the top 10 are:

Number Percent
Debt collection 199,721 10 percent
Banks and Lenders 132,340 6 percent
Shop-at-Home and Catalog Sales 115,184 6 percent
Prizes, Sweepstakes and Lotteries 98,479 5 percent
Impostor Scams 82,896 4 percent
Internet Services 81,438 4 percent
Auto-Related Complaints 78,062 4 percent
Telephone and Mobile Services 76,783 4 percent
Credit Cards 51,550 3 percent

A complete list of all complaint categories is available on page six of the report.

The FTC enters complaints into the Consumer Sentinel Network, a secure online database that is available to more than 2,000 civil and criminal law enforcement agencies across the country. Agencies use the data to research cases, identify victims and track possible targets.

Other federal and state law enforcement agencies contribute to Consumer Sentinel, including the Consumer Financial Protection Bureau, the U.S. Postal Inspection Service, the Federal Bureau of Investigation’s Internet Crime Complaint Center and the offices of 14 state attorneys general. Private-sector organizations contributing data include all Better Business Bureaus in the U.S. and Canada, PrivacyStar, Publishers Clearing House and others.

The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC’s online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 2,000 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC’s website provides free information on a variety of consumer topics.  Like the FTC on Facebook, follow us on Twitter, and subscribe to press releases for the latest FTC news and resources.

MEDIA CONTACT:
Jay Mayfield
Office of Public Affairs

202-326-2181
 
STAFF CONTACT:
David Torok
Bureau of Consumer Protection
202-326-3075

HTC America Settles FTC Charges

For Release: 02/22/2013

 It Failed to Secure Millions of Mobile Devices Shipped to Consumers

Company Required to Patch Vulnerabilities on Smartphones and Tablets

Mobile device manufacturer HTC America has agreed to settle Federal Trade Commission charges that the company failed to take reasonable steps to secure the software it developed for its smartphones and tablet computers, introducing security flaws that placed sensitive information about millions of consumers at risk.

The settlement requires HTC America to develop and release software patches to fix vulnerabilities found in millions of HTC devices. In addition, the settlement requires HTC America to establish a comprehensive security program designed to address security risks during the development of HTC devices and to undergo independent security assessments every other year for the next 20 years.

HTC America, Inc., a leading mobile device manufacturer in the United States, develops and manufactures mobile devices based on the Android, Windows Mobile, and Windows Phone operating systems. HTC America has customized the software on these devices in order to differentiate itself from competitors and to comply with the requirements of mobile network operators.

The Commission charged that HTC America failed to employ reasonable and appropriate security practices in the design and customization of the software on its mobile devices. Among other things, the complaint alleged that HTC America failed to provide its engineering staff with adequate security training, failed to review or test the software on its mobile devices for potential security vulnerabilities, failed to follow well-known and commonly accepted secure coding practices, and failed to establish a process for receiving and addressing vulnerability reports from third parties.

To illustrate the consequences of these alleged failures, the FTC’s complaint details several vulnerabilities found on HTC’s devices, including the insecure implementation of two logging applications – Carrier IQ and HTC Loggers – as well as programming flaws that would allow third-party applications to bypass Android’s permission-based security model.

Due to these vulnerabilities, the FTC charged, millions of HTC devices compromised sensitive device functionality, potentially permitting malicious applications to send text messages, record audio, and even install additional malware onto a consumer’s device, all without the user’s knowledge or consent. The FTC alleged that malware placed on consumers’ devices without their permission could be used to record and transmit information entered into or stored on the device, including, for example, financial account numbers and related access codes or medical information such as text messages received from healthcare providers and calendar entries concerning doctor’s appointments. In addition, malicious applications could exploit the vulnerabilities on HTC devices to gain unauthorized access to a variety of other sensitive information, such as the user’s geolocation information and the contents of the user’s text messages.

Moreover, the complaint alleged that the user manuals for HTC Android-based devices contained deceptive representations, and that the user interface for the company’s Tell HTC application was also deceptive. In both cases, the security vulnerabilities in HTC Android-based devices undermined consent mechanisms that would have otherwise prevented unauthorized access or transmission of sensitive information.

The settlement not only requires the establishment of a comprehensive security program, but also prohibits HTC America from making any false or misleading statements about the security and privacy of consumers’ data on HTC devices. HTC America and its network operator partners are also in the process of deploying the security patches required by the settlement to consumers’ devices. Many consumers have already received the required security updates. The FTC encourages consumers to apply the updates as soon as possible.

The settlement with HTC America is part of the FTC’s ongoing effort to ensure that companies secure the software and devices that they ship to consumers. Earlier this month, the FTC introduced Mobile App Developers: Start with Security, a new business guide that encourages app developers to aim for reasonable data security. In addition, on June 4, 2013, the Commission will host a public forum on malware and other mobile security threats in order to examine the security of existing and developing mobile technologies and the roles that various members of the mobile ecosystem can play in protecting consumers.

The Commission vote to accept the consent agreement package containing the proposed consent order for public comment was 3-0-2, with Chairman Jon Leibowitz not participating and Commissioner Maureen Ohlhausen recused. The FTC will publish a description of the consent agreement package in the Federal Register shortly. The agreement will be subject to public comment for 30 days, beginning today and continuing through March 22, after which the Commission will decide whether to make the proposed consent order final. Interested parties can submit comments electronically or in paper form by following the instructions in the “Invitation To Comment” part of the “Supplementary Information” section. Comments in paper form should be mailed or delivered to: Federal Trade Commission, Office of the Secretary, Room H-113 (Annex D), 600 Pennsylvania Avenue, N.W., Washington, DC 20580. The FTC is requesting that any comment filed in paper form near the end of the public comment period be sent by courier or overnight service, if possible, because U.S. postal mail in the Washington area and at the Commission is subject to delay due to heightened security precautions.

Twitter Chat
FTC staff will host a Twitter Chat today from 12-1 p.m. ET to answer questions about the HTC America settlement. Follow @FTC and tweet questions with the hashtag #FTCpriv.

NOTE: The Commission issues an administrative complaint when it has “reason to believe” that the law has been or is being violated, and it appears to the Commission that a proceeding is in the public interest. The complaint is not a finding or ruling that the respondent has actually violated the law. A consent order is for settlement purposes only and does not constitute an admission by the respondent that the law has been violated. When the Commission issues a consent order on a final basis, it carries the force of law with respect to future actions. Each violation of such an order may result in a civil penalty of up to $16,000.

The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC’s online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 2,000 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC’s website provides free information on a variety of consumer topics.  Like the FTC on Facebook, follow us on Twitter, and subscribe to press releases for the latest FTC news and resources.

MEDIA CONTACT:
Jay Mayfield
Office of Public Affairs

202-326-2181
 
STAFF CONTACT:
Nithan Sannappa
Bureau of Consumer Protection
202-326-3185
Jonathan E. Zimmerman
Bureau of Consumer Protection
202-326-2049

Robocaller Banned From Telemarketing in Settlement with FTC

For Release: 02/19/2013

The architect of an operation that allegedly distributed illegal robocalls offering credit card interest rate reduction programs, extended automobile warranties, and home security systems, is banned from telemarketing under a settlement with the Federal Trade Commission.

The FTC settlement against Roy M. Cox, Jr., is part of the FTC’s ongoing efforts to stop illegal robocalls.  In December 2011, the FTC charged Cox and several related companies with illegally failing to transmit their name or their clients’ names on consumers’ caller ID displays when making their telemarketing calls, using generic names instead, such as “CARD SERVICES,” “CREDIT SERVICES,” or “PRIVATE OFFICE.”  The FTC also alleged that they knew, or consciously avoided knowing, that they called phone numbers on the National Do Not Call Registry, and made pre-recorded sales calls to consumers without their written consent.

The settlement order bans Cox from telemarketing and imposes a $1.1 million civil penalty that will be suspended due to his inability to pay.  The full penalty will become due immediately if he is found to have misrepresented his financial condition.  The FTC and DOJ have asked the court to dismiss five of Cox’s co-defendants who could not be served or are defunct – Castle Rock Capital Management S.A., Capital Solutions Group S.A., Transfers Argentina S.A., Public Service, and Marketing Strategy Group – and will seek to have default entered against a sixth defendant.

The Commission vote to approve the proposed consent judgment was 3-0-2, with Commissioners Ohlhausen and Wright not participating.  The Department of Justice filed the proposed consent judgment on behalf of the Commission in the U.S. District Court for the Central District of California.  The Court entered the consent judgment on January 31, 2013.

NOTE:  This consent judgment is for settlement purposes only and does not constitute an admission by the defendant that the law has been violated.  Consent judgments have the force of law when approved and signed by the District Court judge.

The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC’s online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 2,000 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC’s website provides free information on a variety of consumer topics.  Like the FTC on Facebook, follow us on Twitter, and subscribe to press releases for the latest FTC news and resources.

MEDIA CONTACT:
Frank Dorman,
Office of Public Affairs
202-326-2674
STAFF CONTACT:
James Davis,
FTC’s Midwest Region
312-960-5611

FTC Settlement Bans Telemarketers from Selling Healthcare-Related Products

For Release: 02/20/2013

Telemarketers Allegedly Bilked Millions of Dollars from Consumers Seeking Health Insurance

Telemarketers who allegedly tricked consumers into buying purported health insurance are permanently banned from selling healthcare-related products under a settlement with the Federal Trade Commission.  The case is part of the FTC’s ongoing efforts to crack down on fraudsters who prey on vulnerable consumers seeking health insurance, including the uninsured, the unemployed, and those with pre-existing medical conditions.

In September 2012, the FTC charged Roy D. Hamilton and his wife, Judy M. Hamilton, and their companies, Health Service Providers, Inc., Magnolia Health Management Corporation, Magnolia Technologies Corporation, and Fav Marketing Inc. (HSP defendants), with fraudulently selling bogus health insurance for the Independent Association of Businesses (IAB).  The HSP defendants allegedly called consumers who had submitted their contact information to websites that claimed to offer quotes for traditional health insurance or equivalent coverage.  According to the FTC, after paying an initial fee ranging from $50 to several hundred dollars and a monthly fee ranging from $40 to $1,000, consumers eventually learned they had not purchased comprehensive health insurance, but were deceived into buying an IAB membership that supposedly provided discounts on services such as golf, travel, and some limited health related services and insured benefits.

In addition to the ban against selling healthcare-related products, the settlement order prohibits the HSP defendants from misrepresenting material facts about any goods or services, selling or otherwise benefiting from consumers’ personal information, and from violating the FTC’s Telemarketing Sales Rule, including calling consumers on the Do Not Call Registry.  The order also imposes an $11.8 million judgment that has been suspended following the HSP defendants’ surrender of assets to the FTC.

Litigation continues against the remaining defendants behind the allegedly fraudulent health insurance scheme:  IAB Marketing Associates LP, Independent Association of Businesses, HealthCorp International Inc., JW Marketing Designs LLC, International Marketing Agencies, LP, International Marketing Management LLC, Wood LLC, James C. Wood, James J. Wood, Michael J. Wood, and Gary D. Wood.  The FTC has also sought to amend its complaint against the remaining defendants in the case, adding two individuals as relief defendants who allegedly benefitted from the scheme but did not participate in it.

The Commission vote approving the consent order and authorizing the staff to file the amended complaint was 4-0-1, with Chairman Leibowitz not participating.  The FTC filed its motion to amend the complaint on February 13, 2013, and the consent order was entered by the U.S. District Court for the Southern District of Florida on February 19, 2013.

NOTE:  The Commission files a complaint when it has “reason to believe” that the law has been or is being violated and it appears to the Commission that a proceeding is in the public interest.  The complaint is not a finding or ruling that the defendant has actually violated the law.  The consent order is for settlement purposes only and does not constitute an admission by the defendant that the law has been violated.  Consent orders have the force of law when approved and signed by the District Court judge.

The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC’s online Complaint Assistant or call
1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 2,000 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC’s website provides free information on a variety of consumer topics.  Like the FTC on Facebook, follow us on Twitter, and subscribe to press releases for the latest FTC news and resources.

MEDIA CONTACT:
Frank Dorman
Office of Public Affairs

202-326-2674
 
STAFF CONTACT:
Dotan Weinman
Bureau of Consumer Protection
202-326-3049

WhoIs ~ jobbingtree.com

Jobbing tree contacts you saying there is a job for you and that Fraud Alertthey will pre-interview you over the phone to see if you are a good fit for your future employer.

When they start the questions, they ask you if you have a computer at home (first clue it is not for the job offered). Second they say it will take about 20-25 minutes. Then they ask you: Are you interested in pursuing an education? and after you say:NO. The supposed “interview” ends.

My take is they are fishing for candidates to sell them as leads to educational institutions. They are trying to sell a course or courses.
I would sincerely doubt if anyone ever gets a job through Jobbingtree.com.

Jobbing Tree
P.O. Box 620878,
Oviedo, FL 32765

http://www.jobbingtree.com

(407) 641-4161

- See more at:

http://www.bbb.org/central-florida/business-reviews/job-listing-and-advisory-services/jobbing-tree-in-oviedo-fl-204516252#sthash.Sm7tg3F8.dpuf

Jobbing Tree

mycanadianpharmacy.mwndmn.com

Drug Enforcement Agency

United States of America


The Ryan Haight Act Known as
Online Pharmacy Consumer Protection Act of 2008
Sec. 2. Requirement of a valid prescription for
controlled substances dispensed by means of the Internet.

SUMMARY: The Ryan Haight Online Pharmacy Consumer Protection Act,
which was enacted on October 15, 2008,amended the Controlled Substances Act and Controlled Substances Import and Export Act by adding several new provisions to prevent the illegal distribution and dispensing of controlled substances by means of the Internet.


mwndmn

My Canadian Pharmacy

http://mycanadianpharmacy.mwndmn.com

HydraWhite ~ www.hydrawhite.com

scamFRAUDalert see it appropriate to issue this CONSUMER ALERT based on complaints online that suggest the firm do not honor their consumer alertcommitment of 30 day free trials after consumers have cancelled before free trial offers expired.

The firm website recommend to consumers “PLEASE READ THESE TERMS OF USE CAREFULLY BEFORE USING THIS SITE.” They then go on to say the following.

Multiple offers are available for purchase through this site. Each offer may be subjected to its own terms. The terms of the offers available on this site are as follows:

  • HydraWhite Forever White™ Program – You understand that you are receiving free shipping only on the initial shipment and that you are signing up for ongoing monthly shipments of the HydraWhite Forever Whitee™ Program to be sent each month for $78.41 plus up to $10.91 shipping. You can cancel at any time but shipments will continue until you take affirmative action to cancel. You can return any shipment for a refund of the product price only by contacting customer service within 30 days of that shipment’s initial shipping date. All shipping charges are the responsibility of the customer and are not refundable.
  • One Month Supply – You will receive a one month supply at a discount of 10% off of the suggested retail price. You will pay a total of $129.99 You can return that shipment for a refund for any reason only by contacting customer service within 30 days of the shipment’s initial shipping date. All return shipping charges are the responsibility of the customer and are not refundable

Contacting the Web Site

If you have any questions about the practices of this site or your dealings with this Web site, you can contact customerservice@HydraWhite.com or call us Toll Free at 1-855-849-1954 with any suggestions! Our Customer Service Team is available 24 Hours / 7 Days a Week.

scamFRAUDalert remain willing to removing this and all complaints if the site or firm can address these complaints.

Related Sites:
http://www.bellabrite.com
http://www.hydrawhite.com

USA Benefits Scam

scamFRAUDalert see it appropriate to issue this ALERT as scammers are scamalertimpersonating USA Benefits Group Agency, LLC contacting consumers and offering $100 Walmart Gift Cards courtesy of USA Benefits.

USA Benefits Group is a nationwide network of Independent Health and Life Insurance Professionals that have been serving individuals, small-business owners and the self-employed since 1988.

This is a bona fide organization which is located in Dayton, OH.

USA Benefits Group Agency, LLC
6450 Poe Ave, Ste 104,
Dayton, OH 45414

http://www.usabg.net

Phone:(937) 387-0648
Fax:(866) 426-3285

The Company Operate these other businesses:

  1. Agent Supplies.com
  2. Agent Supplies.com
  3. USA Benefits Group
  4. USABG Direct
  5. Internet Marketing Solutions, Inc.